Second study medicine: a comprehensive guide

There may be good reasons for a second degree in the medical field. For example, if you are not happy in your current job and would like to make a fresh start. Or as an additional qualification to an already existing degree.

However, one should also be aware of the risks before making such a decision. First of all, it is important to keep in mind that studying medicine will take a few years and requires intensive study. You should plan on at least six years until you have the state examination in your pocket (the degree "diplomomediziner" no longer exists), and if you are aiming for a doctorate, it can take even longer.

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Who still gets a loan at retirement age?

More and more people are thinking about renovating their home for energy efficiency and installing a heat pump or a solar roof, for example. But for this it needs money, many is the financing only with a loan from the bank possible. However, people aged 60 or 70 and older – the generation that often owns its own property – will not be able to get one easily. "The older you get, the more difficult it is to get a loan," says roland stecher, an expert on real estate financing at the bremen consumer advice center.

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Why student loan debt is worse for women

Once again, women find themselves on unequal footing. This time, it’s student loan debt.

A recent report, deeper in debt: women and student loans, by the american association of university women (AAUW), found that student loans are burdening women disproportionately. Women of color, low-income women, and female students who drop out before getting their degree suffered to an even greater extent.

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How do i get a loan as a self-employed person??

Self-employed people usually don't have an easy time getting a loan. The reason is, lenders want their money back along with interest in a certain amount of time. To achieve this goal, they require a guarantee in the form of the borrower's creditworthiness. This includes a positive credit report, a regular income, a guarantee or other security.

Self-employed persons and other groups of persons such as freelancers and students do not have a regular income, which means that they are generally not considered creditworthy by banks. A large, unplanned risk for the self-employed is also hidden in an unexpected drop in orders or outstanding receivables. Factors that are usually not assessable or influenceable. Many reasons why credit institutions have difficulties with a loan for the self-employed.

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How useful is a residual debt insurance?

Residual debt insurance is actually indispensable in the eyes of bankers when taking out a loan. If the borrower dies during the loan period, the policy discharges the existing loan amount. The contract also covers the borrower if he becomes unemployed or incapacitated through no fault of his own. What sounds good at first, but also has its hooks. Both unemployment and disability clauses do have pitfalls before the insurer is obligated to provide benefits. Borrowers should examine the residual debt insurance but also under cost points carefully.

A term insurance policy is often the cheaper option for coverage

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What to know before taking out a home renovation loan

home renovation loan

Many people believe that investing in your home is never a bad idea. One way in which you can invest in your property is through a home renovation loan. Home renovation loans can either be an important tool for leveraging value-adding projects or provide you the means of getting emergency repairs taken care of. Whatever the case, it is important to know how you can best use a home renovation loan to improve your property.

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Which achievements has credimaxx in the offer?

This is a platform that makes it especially easy to find the right loan for everyone. The credit intermediary is characterized primarily by an easy loan application and fast disbursement. In the same way, however, it should be noted that the schufa is not of great importance here, and you can count on a fair term. Those who wish can get more information and reviews on credimaxx at www.Finance-inspector.De/credimaxx read through. Here experts have dealt with the topic.

What requirements must be met?

What requirements must be met

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How best to start your own business without equity?

Many people dream of owning their own business and becoming self-employed. However, start-up capital from private reserves is usually required to establish a separate existence.

If you would like to start your own business, but do not have your own capital, your path as an entrepreneur is not blocked. Becoming self-employed without your own capital is not particularly easy. Nevertheless, our tips and our service will help you to realize your plan.

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