Tips for building a house cheaply

Time and time again, people move because they decide to settle down and build their own house. This article gives a few tips for the inexpensive construction of a house.

Most owners start the establishment of the own four walls with little own capital funds and must hold the costs in check. There are several possibilities for this, which should already be taken into account during the planning stage. The following tips explain how you can build your house comparatively cheaply.

Keep construction costs under control together with the architect

Although an architect must be paid for his services, his involvement in the planning phase is advantageous. With it a concept can be compiled that corresponds to the financial possibilities and at the same time optimal housing comfort ensures. The specialist advises on the choice of the suitable property and informs in the apron of the planning about possible saving potentials. With the architect you keep the land costs within reasonable limits and avoid expensive mistakes in the building structure.

Save with the right construction method

Houses in prefabricated construction are becoming more and more popular and are displacing the costly masonry buildings. Prefabricated and equipped with installations, parts of buildings are nowadays erected within a few days. Shortened construction time contributes significantly to cost reduction. Modern prefabricated houses are multifaceted and have long since shed their former reputation as off-the-peg homes. Offer clever floor plan layouts and meet the highest standards of energy efficiency and sustainability.

Utilize savings potential in financing

Properly chosen financing will make the house noticeably cheaper. The baufi 24 financing calculator allows you to play through various scenarios in advance without any risk. Calculate your financing with different loan amounts with manually specified debit interest and repayment. With a little patience you can find the right financing plan for your situation with reasonable rates.

Equity always has a positive effect when negotiating with investors. You also need your own funds more and more often to cover ancillary construction costs. In the end, banks tend to approve the application more often at lower interest rates when equity is available.

It can also make sense to arrange unscheduled repayments if, for example, an endowment policy is to be paid out in the foreseeable future or an inheritance is to be expected.

Energy-efficient construction pays off

Optimal insulation of roof and walls is nowadays already required by law. Other options include generating energy on the company's own roof. By installing a solar system for your own use, you significantly reduce your energy costs and thus your monthly expenses. It is important to find an optimal combination of solar collectors and photovoltaic panels in order to be as independent as possible from external energy supplies. For such projects there are subsidies and low-interest loans from the kreditanstalt fur wiederaufbau (kfw).

Own contribution can significantly reduce the cost of building a house

Of course, very few builders have sufficient knowledge to build their own four walls entirely on their own. Meanwhile, however, individual sections such as interior work can be taken on by talented builders. Laying floors or painting walls are jobs that are costly in terms of time, but can be done by skilled homeowners themselves. The same applies to the outside plants, the garden before and behind the house can be arranged with beautiful weather in the spare time after individual conceptions.

Equity, personal contributions and the involvement of an architect can make building a house considerably cheaper. By clever financing, the monthly installments are kept within tolerable limits. In this context, it makes sense to build in safeguards for unforeseeable events such as illness or unemployment.